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Future Planning

Simply saving money for your funeral in a bank or building society or by insurance policies or other savings is unpredictable. You can never be sure there will be enough, so you may even set aside more than you need. A Guaranteed Funeral Plan ensures that the services of the Funeral Director will be paid for and your wishes will be carried out exactly as you would have wished.
You have the peace of mind of knowing that your family will be spared financial and emotional burdens at a time of sadness and bereavement.

Should I purchase a pre-paid funeral plan?

Flowers This is not an easy decision, simply because it is not always easy to think about. But what would you rather do, think once now and then forget it, or keep coming back to the problem.
Some basic facts to consider. They may help you make up your mind.
• Putting your funeral wishes in your Will is not binding upon your executors, they do not have to carry out your wishes.
• A funeral plan guarantees that your wishes will be carried out and that the services of a first class director will be paid at no extra cost to your family.
• The price of a funeral plan is in line with the cost of a funeral purchased today. Funeral costs are unlikely to go down.
• Savings in the bank or building society or insurance is just a sum of money. It need not be spent on your funeral and who knows if it will be enough?
• Your money is safe. It is held in the Funeral Planning Trust by HSBC trust Company (UK) Limited as custodian trustee.
• You can choose a funeral to suit your requirements. Prices vary and can be either paid in advance or by installments if you wish.
• At a time of sadness, you will have relieved your family of financial and emotional burdens and those you leave behind will remember your thoughtfulness.

The English Wills Guaranteed Funeral Plan

A plan for the clients of English Wills to deal with the most personal and sensitive of their financial and family affairs.
The plan is provided by Funeral Planning Services Limited, based in Norwich, who operate nationally to provide funeral plans for funeral directors and the legal and financial professions. They are registered with the Funeral Planning Authority and are members of The National Association for Pre-paid Funeral Plans.
Funeral Planning Services Ltd, Flint House, Ipswich Road, Long Stratton, Norwich. NR15 2TA.
Payments for the plan are held under custodianship of an independent trustee. HSBC Trust Company (UK) Ltd.

How does the plan work?

You select the plan that suits you best from the plan descriptions. If the details do not meet with your requirements, then we will be happy to quote for alternatives. Additional services may attract extra costs. When you have paid for the plan, a guarantee is issued confirming that the services of the Funeral Director will be provided as specified, when required, and there will never be more to pay for these services.
Included in the prices of the plans are contributions for other necessary expenses or 'disbursements' such as cemetery or cremation fees and clergy fees if applicable. These amount are based upon national averages and are increased regularly in line with inflation. So most, if not all, of the costs will be covered, but they are outside of the control of Funeral Planning Services Limited and cannot be guaranteed. Although the amounts covered are based upon cremation costs they can be put towards a burial instead. You may include a larger amount if you wish - simply add the extra cost to the price of the plan. (Note: If you require burial, the cost of the grave plot is not included in the plan price).

Remember, putting funeral instructions in your will is not legally binding upon your executors. They are under no obligation to carry out your wishes.

We would welcome your opinion, on a very sensitive and personal matter

When making a Will, or other family and financial arrangements, many people indicate their funeral wishes. If however, you prefer not to consider these matter, please disregard this item.
When planning ahead for such personal matters, you may wish to decide upon burial or cremation. You may care to set out religious preferences or requests for donations to charities. It is important that your family knows, in advance, exactly how you want these matters dealt with.
As it is impossible to predict how much your funeral expanses will be, or foresee how far in the future they may arise, it follows that savings or insurance may not be enough. However, your funeral cost will be a first liability on your estate and must be paid well before any other bequests can be distributed.
If you would like to relieve these unnecessary financial and emotional burdens on your family, and ensure that they will have nothing to pay for the service of the Funeral Director, then please consider the English Wills Guaranteed Funeral Plan. You will also have the peace of mind of knowing that your funeral wishes will be carried out exactly as you would have wished.
The plan is issued by Funeral Planning Services Limited, a national company specialising in the provision of funeral plans and HSBC Trust Company (UK) Ltd.
This web page is published by English Wills, to assist clients in this very personal and sensitive matter. Please do let us know how you feel about this service.